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Today's buyer of a factory-built home has a wide array of financing options. Some financial institutions offer an entire menu of lending programs.  You new house can be financed as personal property, on leased land, in a manufactured home community or on a privately owned site. Buyers who desire to acquire land in conjunction with the home can finance the land and home together as well. Properly financed, the purchase of a manufactured home will lead to equity building for the homeowner.

Factory-Built homes can be financed as personal property.  Even when the home and land are financed together, the home is often secured as personal property and the land as real property. A growing number of buyers are opting to put their homes on land they are purchasing or already own. Traditional manufactured home personal-property lenders have created land-and-home financing programs designed to accommodate this trend as well.

If you have any other questions about our in-house financing packages or are seeking more information on pricing or trade-ins  please feel free to call or visit our Sales Center in Espanola and we will be happy to help you every step of the way.

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